Kathmandu. Across Asia, commercial insurance rates fell 5% in the quarter. Insurance rates fell by 5 percent in the previous quarter. This reflects continued softening market conditions across most major lines.
According to Marsh’s ‘Asia Market Rates: Q4 2025’ report, commercial insurance rates have increased in Vietnam and Japan in the region. In these countries, insurance rates have increased by 15 percent and 1 percent, respectively. It fell 11 percent in Vietnam and 6 percent in Japan in the previous quarter.
South Korea and Taiwan saw the biggest drops in commercial insurance rates, the report said. “Rates fell by 17 percent and 16 percent, respectively,” the report said, “compared to a decline of 25 percent and 14 percent in the previous quarter.” ’
The demand for insurance is growing stronger due to increasing cyber incidents and stringent regulatory requirements. Insurance companies are expanding coverage to include cyber-related property damage, social engineering fraud and supply chain attacks. –Agency
