Kathmandu. In recent years, there has been a growing attraction towards residential personal home loans.
Nepal Rastra Bank (NRB) has set a provision for banks to issue a maximum loan of Rs 2 crore. According to the central bank’s data, the current fiscal year 2082. In the first five months of the year 1983, the bank has disbursed a loan of about Rs 450,000.
According to the data, banks have disbursed Rs 444.91 billion under the head of residential personal home loans till mid-December. Last fiscal year 2081. In the same period of 1982, banks had disbursed loans of Rs 398.15 billion under this head. Compared to the previous year, credit flow increased by 11.74 percent in the review period.
Similarly, banks have disbursed Rs 274.51 billion towards home and land loans till mid-December of the current fiscal year. The bank had disbursed Rs 277.33 billion in the same period last year. Compared to the previous year, credit flow decreased by 1.02 percent in the review period.
