{"id":314522,"date":"2026-09-06T14:56:03","date_gmt":"2026-09-06T09:11:03","guid":{"rendered":"https:\/\/insurancekhabar.com\/?p=314522"},"modified":"2026-09-06T15:00:04","modified_gmt":"2026-09-06T09:15:04","slug":"what-are-the-documents-required-for-making-an-insurance-claim-4","status":"publish","type":"post","link":"https:\/\/english.insurancekhabar.com\/what-are-the-documents-required-for-making-an-insurance-claim-4\/","title":{"rendered":"What are the documents required for making an insurance claim?"},"content":{"rendered":"<p>Kathmandu. The country is in mourning due to the devastating floods in Bhotekoshi of Rasuwa. Rescue and relief distribution is still going on in the flood-affected areas of Rasuwa, Nuwakot and Dhading. <\/p>\n<p>Due to the damage caused by the floods, the insurance sector will have to suffer a huge financial loss. There will be a huge financial loss in this flood. Accordingly, it is certain that the insurance companies will also have billions of claims. <\/p>\n<p>Claim payment is the reimbursement given after the occurrence of an accident in the case of an insurance company. Insurance is the means of obtaining compensation. There is a substantial possibility of calamity or risk in human society. <\/p>\n<p>Personal life, employment, business transactions are all at risk. Accidents can cause damage. Insurance is the means of transferring uncertain risks and getting compensation. <\/p>\n<p>Insurance is a means of obtaining compensation in the event of an event by a person or community suffering from an uncertain risk of the same nature. <\/p>\n<p><span style=\"color: #0000ff\"> <strong>Insurance Claims Process<\/strong><\/span><\/p>\n<ul>\n<p>{{TAG_OPEN_li_44} In case of any loss or loss, the insured himself should immediately inform the insurer by telephone, SMS, e-mail or any other means. <\/li>\n<\/p>\n<li> Photocopy of the insurance policy should be submitted to the insurer for making a partial claim and the original insurance policy should be submitted to the insurer for making a full claim. <\/li>\n<p>The insurance claim form should be filled out and all the details of the claim should be submitted.TAG_OPEN_li_42 <\/li>\n<\/p>\n<p>If the insured dies before the expiry of the term of the insurance policy, the heir of the insured should submit the relationship certificate, death certificate of the insured person, police report in case of accident, post-mortem report by the doctor and the documents and proof as demanded.TAG_OPEN_li_41 <\/li>\n<\/p>\n<p>In the case of non-life insurance, the documents should be submitted after completing the process as mentioned in the concerned insurance policy.TAG_OPEN_li_40 <\/li>\n<\/p>\n<li> Other necessary details as specified by the Nepal Insurance Authority should be submitted. <\/li>\n<li>The claim is paid by cheque once the claim settlement certificate is received. <\/li>\n<\/ul>\n<p>For the claim payment process, the insured has to submit the following documents to the insurer: <\/span><\/p>\n<p>}TAG_OPEN_span_29<\/p>\n<ul>\n<li>Fully Filled Insurance Claim Form,<\/li>\n<li>Original copy of policy in case of full claim and photocopy of policy in case of partial claim, <\/p>\n<p>Proof of damage, <\/li>\n<p>{<\/p>\n<li>Police report if a criminal incident occurred, <\/li>\n<li> Survey report in case of non-life insurance if the insurer conducted the survey, in the case of non-life insurance, the document of collective surety in the case of non-life insurance, <\/li>\n<p>}<\/p>\n<li>Relationship Certificate and Death Certificate in the case of Life Insurance,<\/li>\n<li>Other required documents. <\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Kathmandu. The country is in mourning due to the devastating floods in Bhotekoshi of Rasuwa. Rescue and relief distribution is still going on in the flood-affected areas of Rasuwa, Nuwakot and Dhading. Due to the damage caused by the floods, the insurance sector will have to suffer a huge financial loss. There will be a [&hellip;]<\/p>\n","protected":false},"author":16,"featured_media":221950,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[45031,45075,45159],"tags":[],"class_list":["post-314522","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banner-news-en","category-insurance-education-en","category-news-en"],"acf":[],"_links":{"self":[{"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/314522","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/users\/16"}],"replies":[{"embeddable":true,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/comments?post=314522"}],"version-history":[{"count":1,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/314522\/revisions"}],"predecessor-version":[{"id":314523,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/314522\/revisions\/314523"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/media\/221950"}],"wp:attachment":[{"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/media?parent=314522"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/categories?post=314522"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/tags?post=314522"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}