{"id":313589,"date":"2026-08-31T09:09:09","date_gmt":"2026-08-31T03:24:09","guid":{"rendered":"https:\/\/insurancekhabar.com\/?p=313589"},"modified":"2026-08-31T09:10:09","modified_gmt":"2026-08-31T03:25:09","slug":"dor-bahadur-life-insurance-covers-but-dont-drink-and-drive-2","status":"publish","type":"post","link":"https:\/\/english.insurancekhabar.com\/dor-bahadur-life-insurance-covers-but-dont-drink-and-drive-2\/","title":{"rendered":"Dor Bahadur: Life insurance covers but &#8216;don&#8217;t drink and drive&#8217;"},"content":{"rendered":"<p>Kathmandu. Where is time always the same? In the course of living life, one has to face ups and downs. Such fate came in the life of Dor Bahadur Gurung of Khotang. The accident caused by the enthusiasm of youth, the courage and courage to do anything. <\/p>\n<p>It was in the month of Falgun. Dor Bahadur, who was a farmer in the village, had gone for a picnic with his friends. On the pretext of a picnic with his friends who had given SLC together, the atmosphere was lit up by meeting him after 15 years. Everyone had moved forward by exchanging 15 years of experience and memories of the days 15 years ago. Sweet memories were being refreshed in the joyous atmosphere. Some friends had met exactly after 15 years. The hi-fi of those who were successful in business, business and job was different. <\/p>\n<p>In the evening, everyone started separating from their respective destinations in buses, cars and motorcycles. Dor Bahadur started returning home on the motorcycle of his friend Amar Bhandari. Amar and Dor Bahadur&#8217;s house was also nearby. When they reached near the house, they started reviewing the picnic by having lunch and snacks at the hotel there. The alcohol added along with the snack was making the picnic review amazing. After the night was bright, Amar went to drop Dor Bahadur on a motorcycle to the house, but ironically, the motorcycle left the road and the motorcycle went under the road as the road was not properly filled in the afternoon with alcohol at night. Amar and Dor Bahadur were also with him. Thankfully, Amar was not seriously injured and called his family and neighbors and rescued Dor Bahadur and took him to the hospital. After initial treatment at the hospital, it was found that Dor Bahadur&#8217;s two legs were badly affected. <\/p>\n<p><iframe loading=\"lazy\" title=\"Reel \u0915\u0925\u093e Gajureal \u092c\u093e\u091f | Episode 9: \u0930\u092e\u091d\u092e\u092e\u093e \u0921\u094b\u0930 \u092c\u0939\u093e\u0926\u0941\u0930 | Prabhu Mahalaxmi Life Insurance Ltd.\" width=\"640\" height=\"360\" src=\"https:\/\/www.youtube.com\/embed\/XfCSlS_1fBg?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<p>After 45 days of hospital stay, Dor Bahadur returned home on crutches. In the meantime, his friend who was an agent had completed the necessary procedures in the company where he had insured. After completing the necessary documents, he would now get the disability allowance monthly from the life insurance company. While taking life insurance, he had also taken the disabled disability benefit as an additional benefit in the original insurance policy as per the advice of the agent friend. Now, for the rest of the insurance period, the basic insured will be Rs. 20 lakhs divided by 120 and the amount of Rs. 16,666 will be received every month and after that he will not have to pay the insurance renewal fee and on the completion of the insurance, he will get the sum insured and the bonus earned. The education of a son and a daughter studying in the village school did not have to be stopped. The wife started taking care of the farming and he started helping his wife as much as he could. <\/p>\n<p>He took life back to normalcy and thanked the agent friend who always insured him for asking him to take the disabled supplemental facility. And even now, he says, &#8220;Don&#8217;t drink and drive. So that in the future, no one will be like me.&#8221; If something happens, life insurance will cover it. So let&#8217;s make life insurance mandatory. With disabled supplementary facility. \u2019<\/p>\n<p>Now Dor Bahadur, who has got a new life, says this to everyone who comes to meet. And will you also do life insurance today? <\/p>\n<div class=\"entry-content\">\n<p><span style=\"color: #0000ff\"> <strong> <em> (This story has been taken from Prabhu Mahalaxmi Life Insurance&#8217;s YouTube.) )<\/em><\/strong><\/span><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Kathmandu. Where is time always the same? In the course of living life, one has to face ups and downs. Such fate came in the life of Dor Bahadur Gurung of Khotang. The accident caused by the enthusiasm of youth, the courage and courage to do anything. It was in the month of Falgun. Dor [&hellip;]<\/p>\n","protected":false},"author":16,"featured_media":313587,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[45031,45075,45159,45126],"tags":[],"class_list":["post-313589","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banner-news-en","category-insurance-education-en","category-news-en","category-video-news-en"],"acf":[],"_links":{"self":[{"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/313589","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/users\/16"}],"replies":[{"embeddable":true,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/comments?post=313589"}],"version-history":[{"count":1,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/313589\/revisions"}],"predecessor-version":[{"id":313590,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/313589\/revisions\/313590"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/media\/313587"}],"wp:attachment":[{"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/media?parent=313589"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/categories?post=313589"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/tags?post=313589"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}