{"id":308482,"date":"2026-07-26T08:43:54","date_gmt":"2026-07-26T02:58:54","guid":{"rendered":"https:\/\/insurancekhabar.com\/?p=308482"},"modified":"2026-07-26T08:45:05","modified_gmt":"2026-07-26T03:00:05","slug":"credit-expansion-is-very-low-compared-to-deposits-cd-ratio-below-71-2","status":"publish","type":"post","link":"https:\/\/english.insurancekhabar.com\/credit-expansion-is-very-low-compared-to-deposits-cd-ratio-below-71-2\/","title":{"rendered":"Credit expansion is very low compared to deposits, CD ratio below 71%"},"content":{"rendered":"<p>Kathmandu. The CD ratio has come down to less than 71 percent as the demand for loans has continued to decline. <\/p>\n<p>According to the data of Nepal Rastra Bank, the CD ratio has decreased to 70.79 percent on July 17. The CD ratio was 71.06 percent the previous day. The decline in the CD ratio can be seen as a sign of accumulation of deposits in the banks and a slowdown in the construction of new projects in the economy. <\/p>\n<p>According to the data of the Nepal Rastra Bank, deposits have reached Rs 82.91 trillion and loans have reached Rs 5.922 trillion as of Friday. <\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-308464 size-full\" src=\"https:\/\/insurancekhabar.com\/wp-content\/uploads\/2026\/07\/CD-Ratio-Below-71.png\" alt=\"\" width=\"662\" height=\"520\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kathmandu. The CD ratio has come down to less than 71 percent as the demand for loans has continued to decline. According to the data of Nepal Rastra Bank, the CD ratio has decreased to 70.79 percent on July 17. The CD ratio was 71.06 percent the previous day. The decline in the CD ratio [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":146572,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[45117,45159],"tags":[],"class_list":["post-308482","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bank-finance-en","category-news-en"],"acf":[],"_links":{"self":[{"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/308482","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/comments?post=308482"}],"version-history":[{"count":1,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/308482\/revisions"}],"predecessor-version":[{"id":308483,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/308482\/revisions\/308483"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/media\/146572"}],"wp:attachment":[{"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/media?parent=308482"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/categories?post=308482"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/tags?post=308482"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}