Kathmandu. Can you insure your smile or hand? Many celebrities around the world insure their body parts. The feet of a football player, the hands or feet of a tennis and cricket player, the neck of a singer \u2013 all of them are insured for crores of rupees. But the question arises, ‘Can ordinary people insure their vital organs?’ <\/p>\n
Body Parts Insurance: What is it? <\/strong> <\/span> <\/p>\n Body part insurance is a special insurance policy. Which is different from normal life insurance or health insurance. The primary purpose of this insurance is to provide financial protection against the uncertainty of a person’s future income in the event of damage to a particular part of his body. This is especially true for professionals who depend on a particular part of their body for their livelihood \u2013 such as musicians, surgeons, models, or talented television personalities. <\/p>\n Can ordinary people get body organ insurance? <\/strong> <\/span> <\/p>\n Ordinary people can also get this type of insurance, but it is not as readily available as regular life insurance. Insurance companies are willing to insure a body part only if that organ is the primary source of income. For example, a surgeon can insure their hands or a model can insure their smile or face. <\/p>\n Before insurance, the financial value of the organ is determined. If the organ is useless, the insurance amount is determined based on the possible damage to its career. <\/p>\n London’s Lloyd’s, the world’s largest insurance market, is particularly known for this type of customized insurance. <\/p>\n Body Parts Insurance Prices & Terms<\/strong><\/span><\/p>\n Body part insurance can be more expensive and complicated than normal insurance. The premium for this insurance is determined based on the risk and importance of the body parts. Unlike general insurance, information is not available on the general websites of organ insurance. Therefore, you have to contact an insurance broker or a particular insurer. <\/p>\n Insurance companies check a person’s age, occupational risk and standard of living before finalizing the terms of insurance. <\/p>\n What TAG_OPEN_strong_28 is the best insurance for the average person? <\/strong> <\/span> <\/p>\n If your profession does not depend only on a particular part of the body, then it may be more affordable and wise to buy general personal accident insurance or disability insurance instead of insurance for a particular part of the body. This provides effective protection against all common accidents and can be more beneficial for your lifestyle. <\/p>\n Any body part insurance can be a luxury for celebrities. However, it is an important policy for the average person. However, this insurance is not easily available to the general public. If your profession depends on a particular part of your body, it can be an effective safety measure. However, it can be more expensive and harder to obtain than general accident insurance. -Agency<\/p>\n","protected":false},"excerpt":{"rendered":" Kathmandu. Can you insure your smile or hand? Many celebrities around the world insure their body parts. The feet of a football player, the hands or feet of a tennis and cricket player, the neck of a singer \u2013 all of them are insured for crores of rupees. But the question arises, ‘Can ordinary people […]<\/p>\n","protected":false},"author":16,"featured_media":296727,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[45031,45044,45159],"tags":[],"class_list":["post-296743","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banner-news-en","category-international-news-en","category-news-en"],"acf":[],"_links":{"self":[{"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/296743","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/users\/16"}],"replies":[{"embeddable":true,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/comments?post=296743"}],"version-history":[{"count":1,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/296743\/revisions"}],"predecessor-version":[{"id":296744,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/296743\/revisions\/296744"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/media\/296727"}],"wp:attachment":[{"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/media?parent=296743"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/categories?post=296743"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/tags?post=296743"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}