{"id":294434,"date":"2026-04-09T11:56:41","date_gmt":"2026-04-09T06:11:41","guid":{"rendered":"https:\/\/insurancekhabar.com\/?p=294434"},"modified":"2026-04-09T12:00:09","modified_gmt":"2026-04-09T06:15:09","slug":"non-banking-assets-rise-in-commercial-banks-financial-health-under-pressure-due-to-sluggish-loan-recovery-2","status":"publish","type":"post","link":"https:\/\/english.insurancekhabar.com\/non-banking-assets-rise-in-commercial-banks-financial-health-under-pressure-due-to-sluggish-loan-recovery-2\/","title":{"rendered":"Non-banking assets rise in commercial banks, financial health under pressure due to sluggish loan recovery"},"content":{"rendered":"

Kathmandu. Non-banking assets have been piled up in commercial banks due to the slowdown in the recovery of bad loans. On the one hand, there is increasing liquidity and on the other hand, the lack of new credit flow is increasing the pressure on the financial health of the banks. <\/p>\n

Nepal Rastra Bank (NRB) has released the current fiscal year 2082. According to the data of the first eight months of the fiscal year, 19 commercial banks have accumulated non-banking assets worth Rs 43.47 billion. In the same period of the previous FY, the bank had non-banking assets worth Rs 36.20 billion. Non-banking assets (NPAs) were added by 20.07 percent in the review period compared to the previous year. Among the commercial banks, Standard Chartered Bank does not have non-banking assets. <\/p>\n

Compared to the previous year, the non-banking assets of six commercial banks decreased while 13 increased in the review period. Among the commercial banks, Prime Commercial Bank Limited (MCBL) and Nepal SBI Bank (SBI) have increased the most in non-banking assets. However, NIC Asia, Nabil Bank, Kumari Bank, Machhapuchchhre Bank, Everest Bank and Rastriya Banijya Bank posted a decrease in non-banking assets. <\/p>\n

Himalayan Bank Limited (HBL) has the highest number of non-banking assets as of mid-March of the current fiscal year. The bank has accumulated non-banking assets worth Rs 6.08 billion. In the same period of the previous year, the bank had non-banking assets worth Rs 4.53 billion. Such assets have increased by 34.29 percent compared to the previous year. <\/p>\n

Similarly, Global IME Bank has the second largest non-banking asset and Prime Commercial Bank has the third largest non-banking assets. Global IME has non-banking assets worth Rs 5.97 billion and Prime Rs 4.40 billion in the review period. Compared to the previous year, such assets of both the banks increased by 1.64 percent and 117.39 percent, respectively. <\/p>\n

Nepal Bank has the lowest number of non-banking assets. The bank has non-banking assets worth Rs 22.92 crore at the end of the review period. Non-banking assets (NPAs) have increased by 12.31 percent compared to the previous year. <\/p>\n

How many non-banking assets in which bank? <\/strong><\/span><\/p>\n

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 <\/p>\n","protected":false},"excerpt":{"rendered":"

Kathmandu. Non-banking assets have been piled up in commercial banks due to the slowdown in the recovery of bad loans. On the one hand, there is increasing liquidity and on the other hand, the lack of new credit flow is increasing the pressure on the financial health of the banks. Nepal Rastra Bank (NRB) has […]<\/p>\n","protected":false},"author":16,"featured_media":236917,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[45117,45031,45159],"tags":[],"class_list":["post-294434","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bank-finance-en","category-banner-news-en","category-news-en"],"acf":[],"_links":{"self":[{"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/294434","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/users\/16"}],"replies":[{"embeddable":true,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/comments?post=294434"}],"version-history":[{"count":1,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/294434\/revisions"}],"predecessor-version":[{"id":294435,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/294434\/revisions\/294435"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/media\/236917"}],"wp:attachment":[{"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/media?parent=294434"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/categories?post=294434"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/tags?post=294434"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}