{"id":288420,"date":"2026-02-23T12:06:30","date_gmt":"2026-02-23T06:21:30","guid":{"rendered":"https:\/\/insurancekhabar.com\/?p=288420"},"modified":"2026-02-23T12:10:11","modified_gmt":"2026-02-23T06:25:11","slug":"term-and-child-life-insurance-accounts-for-nearly-70-of-asian-lifes-total-business-2","status":"publish","type":"post","link":"https:\/\/english.insurancekhabar.com\/term-and-child-life-insurance-accounts-for-nearly-70-of-asian-lifes-total-business-2\/","title":{"rendered":"Term and child life insurance accounts for nearly 70% of Asian Life&#8217;s total business."},"content":{"rendered":"<p>Kathmandu. Term insurance has contributed the most to the total income of Asian Life Insurance. Fiscal Year 2081. According to the company&#8217;s annual report, term insurance accounts for 43 percent of the company&#8217;s total premium income. <\/p>\n<p>The second largest contributor is the children&#8217;s insurance scheme. According to the annual report, 27.53 percent of the total insurance income is from the life insurance scheme of children. <\/p>\n<p>There has been encouraging growth in their business. The company&#8217;s total premium collection has increased by 16.85 percent compared to the previous FY. <\/p>\n<p>The company offers a wide range of policies including term, term and child insurance, life term and term insurance. <\/p>\n<p>In the last fiscal year, the company earned Rs 9.40 billion in total insurance premiums including first insurance premium and renewal premium. <\/p>\n<p>&nbsp;<\/p>\n<p><p data-path-to-node=\"3\"><span style=\"color: #0000ff\"><b data-path-to-node=\"3\" data-index-in-node=\"0\"> Contribution and increase by type of policy (FY 2081\/82): <\/b><\/span><\/p>\n<\/p>\n<table style=\"height: 297px\" width=\"953\" data-path-to-node=\"4\">\n<thead>\n<tr>\n<td>\n<p><h4><span style=\"color: #0000ff\">Type of Insurance<\/span><\/h4>\n<\/p>\n<p>}<\/p>\n<\/td>\n<td>\n<p><h4><span style=\"color: #0000ff\">Total Premium (Rs.)<\/span><\/h4>\n<\/p>\n<\/td>\n<td>\n<p><h4><span style=\"color: #0000ff\">Contribution Percentage<\/span><\/h4>\n<\/p>\n<p>}<\/p>\n<\/td>\n<td>\n<p><h4><span style=\"color: #0000ff\">State (last fiscal year 2080.) 81 Comparison)<\/span><\/h4>\n<\/p>\n<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<p><td><span data-path-to-node=\"4,1,0,0\"><span data-path-to-node=\"4,1,0,0\" data-index-in-node=\"0\">Endowment{<\/span><\/span><\/td>\n<\/p>\n<p><td><span data-path-to-node=\"4,1,1,0\">4 billion 2 crore 58 lakh<\/span><\/td>\n<\/p>\n<p>}<\/p>\n<p><td><span data-path-to-node=\"4,1,2,0\"><span data-path-to-node=\"4,1,2,0\" data-index-in-node=\"0\">42.79%<\/span><\/span><\/td>\n<\/p>\n<p>}<\/p>\n<td>\n<p><p id=\"p-rc_9f2d964f61102451-46\" data-path-to-node=\"4,1,3,0\"><span data-path-to-node=\"4,1,3,0,1\"><span class=\"citation-172\">Normal growth <\/span><\/span><\/p>\n<\/p>\n<p>}<\/p>\n<\/td>\n<\/tr>\n<tr>\n<p><td><span data-path-to-node=\"4,2,0,0\"><span data-path-to-node=\"4,2,0,0\" data-index-in-node=\"0\">Child Insurance<\/span><\/span><\/td>\n<\/p>\n<p><td><span data-path-to-node=\"4,2,1,0\">2 billion 59 million <\/span>{<\/td>\n<\/p>\n<p>}<\/p>\n<p><td><span data-path-to-node=\"4,2,2,0\"><span data-path-to-node=\"4,2,2,0\" data-index-in-node=\"0\">27.53%<\/span><\/span><\/td>\n<\/p>\n<p>}<\/p>\n<td>\n<p><p id=\"p-rc_9f2d964f61102451-47\" data-path-to-node=\"4,2,3,0\"><span data-path-to-node=\"4,2,3,0,1\"><span class=\"citation-171\">strong presence <\/span><\/span><\/p>\n<\/p>\n<p>}<\/p>\n<\/td>\n<\/tr>\n<tr>\n<p><td><span data-path-to-node=\"4,3,0,0\">{<span data-path-to-node=\"4,3,0,0\" data-index-in-node=\"0\">Anticipated Endowment{<\/span><\/span><\/td>\n<\/p>\n<p><td><span data-path-to-node=\"4,3,1,0\">1 billion 35 million <\/span>{<\/td>\n<\/p>\n<p>}<\/p>\n<p><td><span data-path-to-node=\"4,3,2,0\"><span data-path-to-node=\"4,3,2,0\" data-index-in-node=\"0\">14.39%<\/span><\/span><\/td>\n<\/p>\n<p>}<\/p>\n<td>\n<p><p id=\"p-rc_9f2d964f61102451-48\" data-path-to-node=\"4,3,3,0\"><span data-path-to-node=\"4,3,3,0,1\"><span class=\"citation-170\">Stable <\/span><\/span><\/p>\n<\/p>\n<p>}<\/p>\n<\/td>\n<\/tr>\n<tr>\n<p><td><span data-path-to-node=\"4,4,0,0\"><span data-path-to-node=\"4,4,0,0\" data-index-in-node=\"0\">Whole Life Endowment{<\/span><\/span><\/td>\n<\/p>\n<p><td><span data-path-to-node=\"4,4,1,0\">1 billion 18 crore 75 lakh<\/span><\/td>\n<\/p>\n<p>}<\/p>\n<p><td><span data-path-to-node=\"4,4,2,0\"><span data-path-to-node=\"4,4,2,0\" data-index-in-node=\"0\">12.62%<\/span><\/span><\/td>\n<\/p>\n<td>\n<p><p id=\"p-rc_9f2d964f61102451-49\" data-path-to-node=\"4,4,3,0\"><span data-path-to-node=\"4,4,3,0,1\"><span class=\"citation-169\">Reform-oriented <\/span><\/span><\/p>\n<\/p>\n<p>}<\/p>\n<\/td>\n<\/tr>\n<tr>\n<p><td><span data-path-to-node=\"4,5,0,0\"><span data-path-to-node=\"4,5,0,0\" data-index-in-node=\"0\">Second\/Other(Micro &amp; Term)<\/span><\/span><\/td>\n<\/p>\n<p><td><span data-path-to-node=\"4,5,1,0\">2 billion 51 million <\/span><\/td>\n<\/p>\n<p>}<\/p>\n<p><td><span data-path-to-node=\"4,5,2,0\"><span data-path-to-node=\"4,5,2,0\" data-index-in-node=\"0\">2.67%<\/span><\/span><\/td>\n<\/p>\n<p>}<\/p>\n<td>\n<p><p id=\"p-rc_9f2d964f61102451-50\" data-path-to-node=\"4,5,3,0\"><span data-path-to-node=\"4,5,3,0,1\">{<span class=\"citation-168\">Limited contributions<\/span><\/span><\/p>\n<\/p>\n<p>}<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The 17-year-old company has a market share of around 5 percent. Currently, there are 14 life insurance companies in operation.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kathmandu. Term insurance has contributed the most to the total income of Asian Life Insurance. Fiscal Year 2081. According to the company&#8217;s annual report, term insurance accounts for 43 percent of the company&#8217;s total premium income. The second largest contributor is the children&#8217;s insurance scheme. According to the annual report, 27.53 percent of the total [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":128116,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[45031,45152,45159],"tags":[],"class_list":["post-288420","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banner-news-en","category-life-insurance-en","category-news-en"],"acf":[],"_links":{"self":[{"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/288420","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/comments?post=288420"}],"version-history":[{"count":1,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/288420\/revisions"}],"predecessor-version":[{"id":288421,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/288420\/revisions\/288421"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/media\/128116"}],"wp:attachment":[{"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/media?parent=288420"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/categories?post=288420"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/tags?post=288420"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}