{"id":249716,"date":"2025-04-19T08:22:28","date_gmt":"2025-04-19T02:37:28","guid":{"rendered":"https:\/\/insurancekhabar.com\/micro-insurance-networks-prescription-for-expansion-of-micro-insurance-2\/"},"modified":"2025-04-19T08:22:28","modified_gmt":"2025-04-19T02:37:28","slug":"micro-insurance-networks-prescription-for-expansion-of-micro-insurance-2","status":"publish","type":"post","link":"https:\/\/english.insurancekhabar.com\/micro-insurance-networks-prescription-for-expansion-of-micro-insurance-2\/","title":{"rendered":"Micro Insurance Network&#8217;s &#8216;Prescription&#8217; for expansion of micro insurance"},"content":{"rendered":"<p>Kathmandu. Micro Insurance Network has issued a list of suggestions to the stakeholders for the expansion of micro insurance. The Annual Report published by Micro Insurance Network mentions the role of insurers, insurance regulators, international development agencies and donor agencies in The Landscape of Micro Insurance. <\/p>\n<p><h4>##inline_tags_PLACEHOLDER_2#role of #\u092c\u0940\u092e\u0915 and distributor: <\/strong>##inline_tags_PLACEHOLDER_4#<\/p>\n<ul>\n<p>##inline_tags_PLACEHOLDER_8#Investing in long-term micro insurance development to get returns on #\u0938\u0902\u0916\u094d\u092f\u093e and profits###inline_tags_PLACEHOLDER_9#<\/p>\n<p>##inline_tags_PLACEHOLDER_8#Starting with customer identification of micro insurance, which is considered an important link in the #\u0938\u092b\u0932\u0924\u093e\u0915\u094b###inline_tags_PLACEHOLDER_9#<\/p>\n<p>##inline_tags_PLACEHOLDER_8#Diversification of insurance and services to address risks including climate change, property and income risks faced by customers in #\u0926\u0948\u0928\u093f\u0915 life##inline_tags_PLACEHOLDER_9#<\/p>\n<p>##inline_tags_PLACEHOLDER_8#focusing on micro health insurance for #\u0939\u093e\u0932\u0915\u094b and gradually expanding benefits<\/li>\n<\/p>\n<p>##inline_tags_PLACEHOLDER_8#Using technology to reduce #\u0932\u093e\u0917\u0924 with more customer-centric operations<\/li>\n<\/p>\n<p>##inline_tags_PLACEHOLDER_8#improving claim payment ratio considered important for #\u0917\u094d\u0930\u093e\u0939\u0915 price and insurance extension<\/li>\n<\/p>\n<li>\u092c\u0940\u092e\u093e sector to collectively develop micro insurance market<\/li>\n<p>##inline_tags_PLACEHOLDER_8#Sharing risk and sharing experiences in collaboration with public private programs or other insurers for high-risk areas, including inline_tags_PLACEHOLDER_9 #\u091c\u0932\u0935\u093e\u092f\u0942 risk##<\/p>\n<p>##inline_tags_PLACEHOLDER_8#collecting data based on #\u0932\u0948\u0919\u094d\u0917\u093f\u0915 divisions, preparing women-centric insurance policies and collaborating with distribution channels for access to women##inline_tags_PLACEHOLDER_9<\/p>\n<\/ul>\n<p><h4>##inline_tags_PLACEHOLDER_2#role of insurance regulators and supervisors in #\u0938\u0930\u0915\u093e\u0930: <\/strong>###inline_tags_PLACEHOLDER_4#<\/p>\n<ul>\n<p>##inline_tags_PLACEHOLDER_8#inclusion of micro insurance as focal point in #\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u093f\u092f financial inclusion and disaster risk financing policy<\/li>\n<\/p>\n<p>##inline_tags_PLACEHOLDER_8#Implementation of Specific and Inclusive Micro Insurance Guidelines for #\u092c\u091c\u093e\u0930 Development<\/li>\n<\/p>\n<p>##inline_tags_PLACEHOLDER_8#Reforming complex provisions including supplementary public policy such as tax, data protection and digital health provision to facilitate the development of #\u0932\u0918\u0941 insurance#<\/li>\n<\/p>\n<p>##inline_tags_PLACEHOLDER_8#Developing financial awareness and risk management culture by including #\u092c\u0940\u092e\u093e\u0932\u093e\u0907##inline_tags_PLACEHOLDER_9<\/p>\n<p>##inline_tags_PLACEHOLDER_8#government to implement collaboration among private sector to expand #\u0932\u0918\u0941 insurance and reach out to vulnerable communities<\/li>\n<\/p>\n<p>##inline_tags_PLACEHOLDER_8#Increasing subsidy for low-income households who cannot afford to insure risks including #\u091c\u0932\u0935\u093e\u092f\u0942 risk##inline_tags_PLACEHOLDER_9<\/p>\n<p>##inline_tags_PLACEHOLDER_8#improving data system and collaboration to increase market competitiveness to provide strong micro insurance plans to #\u0928\u094d\u092f\u0942\u0928-income households ##inline_tags_PLACEHOLDER_9<\/p>\n<p>##inline_tags_PLACEHOLDER_8#Gender data mandatory in data provided by #\u0938\u0941\u092a\u0930\u093f\u0935\u0947\u0915\u094d\u0937\u0915\u0932\u093e\u0908<\/li>\n<\/p>\n<\/ul>\n<p><h4>##inline_tags_PLACEHOLDER_2#role of #\u0905\u0928\u094d\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u092f missions and development organizations: <\/strong>#inline_tags_PLACEHOLDER_4##<\/p>\n<ul>\n<li> Collaboration with governments to integrate insurance into development and resilience strategy and implementation. <\/li>\n<li> Integration of micro and large insurance to provide the best security for the country. <\/li>\n<p>##inline_tags_PLACEHOLDER_8#Commitment to develop insurance markets, including supporting micro insurance rules as a #\u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u0940\u0928 effort#<\/li>\n<\/p>\n<p>##inline_tags_PLACEHOLDER_8#promoting #\u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915-private events,##inline_tags_PLACEHOLDER_9#<\/p>\n<li>\u0935\u093f\u0936\u0947\u0937 in high-demand areas, such as coordination improvement and impact enhancement to avoid recurrence of health and climate risks. <\/li>\n<p>Encouraging insurance innovation through mechanisms such as #inline_tags_PLACEHOLDER_8##\u091a\u0941\u0928\u094c\u0924\u0940 Fund. <\/li>\n<\/p>\n<li> Contribution to research and evidence building demonstrating insurance&#8217;s contribution to development objectives. <\/li>\n<\/ul>\n<p><h4>##inline_tags_PLACEHOLDER_2#Role of #\u0926\u093e\u0924\u0943 Bodies: <\/strong>inline_tags_PLACEHOLDER_4#<\/p>\n<ul>\n<li> Priority for micro insurance as a key tool in poverty reduction, climate action, resilience, health, gender equality and small business development strategies##inline_tags_PLACEHOLDER_9#<\/p>\n<li> Increase of support funds to facilitate countries and populations to better manage financial risk. <\/li>\n<li>\u0932\u0918\u0941 Supporting the development of micro insurance in countries where insurance has not expanded. <\/li>\n<p>##inline_tags_PLACEHOLDER_8#supporting data collection based on #\u0932\u0948\u0919\u094d\u0917\u093f\u0915 division#<\/li>\n<\/p>\n<p>##inline_tags_PLACEHOLDER_8#increase subsidy for #\u091c\u093f\u092e\u094d\u092e\u0947\u0935\u093e\u0930\u092a\u0942\u0930\u094d\u0923\u0930\u0942\u092a\u092e\u093e micro insurance#<\/li>\n<\/p>\n<p>##inline_tags_PLACEHOLDER_8#Financing insurance programs that address larger risks, including #\u091c\u0932\u0935\u093e\u092f\u0942 risk###inline_tags_PLACEHOLDER_9#<\/p>\n<\/ul>\n<p>Micro Insurance Network is a global organization that came into existence with the objective of expanding micro insurance. It has been conducting programs in collaboration with various organizations for the promotion of micro insurance.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kathmandu. Micro Insurance Network has issued a list of suggestions to the stakeholders for the expansion of micro insurance. The Annual Report published by Micro Insurance Network mentions the role of insurers, insurance regulators, international development agencies and donor agencies in The Landscape of Micro Insurance. ##inline_tags_PLACEHOLDER_2#role of #\u092c\u0940\u092e\u0915 and distributor: ##inline_tags_PLACEHOLDER_4# ##inline_tags_PLACEHOLDER_8#Investing in long-term [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":188551,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[45031,45149,45159],"tags":[],"class_list":["post-249716","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banner-news-en","category-laghu-beema-en","category-news-en"],"acf":[],"_links":{"self":[{"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/249716","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/comments?post=249716"}],"version-history":[{"count":0,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/posts\/249716\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/media\/188551"}],"wp:attachment":[{"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/media?parent=249716"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/categories?post=249716"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/english.insurancekhabar.com\/ikbrapi\/wp\/v2\/tags?post=249716"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}